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Renovation Guides

How to Prepare Your Florida Home for a Renovation

A checklist for preparing a Florida home for remodeling: dust, pets, pools, lead and asbestos testing, HOA notices, insurance and storm plans.

Last updated: Checked against official sources: 2 min readBy the Florida Renovation Guide editorial teamTopic: Permits & Contractor Guides

The short answer

  • Clear and protect the work area, plan for dust, noise and utility shut-offs, and agree on site rules with your contractor.
  • In homes built before 1978, assume lead-based paint may be present until tested; paid contractors must follow EPA lead-safe rules.
  • Older flooring, adhesives and popcorn ceilings may contain asbestos; test before removing them.
  • Tell your insurer about large projects, notify your HOA, and make a plan for securing the site if a storm threatens.
On this page

A little preparation makes a remodel go more smoothly for you and your contractor. Here's a checklist, with a few steps specific to Florida homes.

Before work starts

  • Confirm permits and approvals. Make sure the permit is issued and posted, the Notice of Commencement is recorded for jobs over $5,000, and HOA approval is in hand. See HOA approval.
  • Talk to your insurer. Ask whether your policy has conditions for major renovations or periods when the home is unoccupied.
  • Agree on site rules with your contractor: working hours, parking, bathroom use, where materials are stored, how the site is secured at night and who has keys or codes.
  • Notify neighbors, especially for roofing, demolition or work in close quarters.

Protect your home

  • Move furniture, art and valuables out of the work area and nearby rooms.
  • Ask how dust will be controlled: plastic barriers, zippered doors, floor protection and covering or turning off air conditioning returns in the work area.
  • Protect floors along the path from the door to the work area.
  • Keep pets away from the work area and open doors; consider boarding pets on demolition days.
  • If you have a pool, protect it during roofing and demolition, and keep pool barrier gates closed and latched at all times.

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Test for lead and asbestos in older homes

  • Lead. If your home was built before 1978, lead-based paint may be present. Under the EPA's Renovation, Repair and Painting rule, contractors paid to disturb painted surfaces in pre-1978 homes must be certified and use lead-safe work practices, unless the work is very small or testing shows no lead-based paint. Ask for the firm's certification.
  • Asbestos. Older vinyl flooring, black mastic adhesive, popcorn ceilings, some drywall compounds and other materials can contain asbestos. Have suspect materials tested by a qualified professional before demolition. See flooring costs for tile removal.

Plan for utility shut-offs

Ask when water, power or air conditioning will be off, and for how long. In Florida's summer, a day without air conditioning matters; plan for pets, older family members and anyone working from home.

Hurricane season

If your project runs between June 1 and November 30, agree on a storm plan: how the contractor will secure loose materials, dumpsters, open roofs and window openings, and how delays will be handled. Keep your own hurricane supplies accessible even if the garage is full of materials. See renovation timelines.

Budget for the unexpected

Older homes hide surprises; keep a contingency and read change orders and hidden damage before demolition starts.

Frequently asked questions

Should I move out during a remodel?

For a single bathroom or a roof, most people stay. For a kitchen, multiple bathrooms or work involving lead or asbestos abatement, staying elsewhere for part or all of the project is often easier and safer.

Does my homeowners insurance cover a renovation?

Call your insurer before a large project. Some policies have conditions for vacant homes or major construction, and your contractor's insurance should cover their work and workers. Ask both.

What should I do if a hurricane threatens during my project?

Agree in advance with your contractor how they'll secure the site, materials and any openings or roof areas left exposed. Ask how the schedule and costs are handled if work has to stop.

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Official sources

We summarize official information in our own words and link to the source. Requirements can change, so confirm details with the source before relying on them. Our editorial standards

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Realistic timelines for Florida remodels, from roofs and impact windows to kitchens and additions, with permits, HOA review and hurricane season.

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Getting HOA approval for a project

How HOA architectural approval works for Florida remodels, what state law says about hurricane protection, the 2026 permit change, and tips to avoid delays.

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Change orders and hidden damage

What commonly hides behind walls, floors and roofs in Florida homes, how change orders should work, and how to protect your budget when surprises show up.

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How much does new flooring cost?

What tile, luxury vinyl plank, laminate and engineered wood flooring cost to install in Florida per square foot, plus old tile removal and examples.

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How much contingency should you budget?

How much to set aside for surprises on a Florida remodel, what a contingency should cover, and the Florida-specific costs that are not contingency at all.