Renovation Guides
How to choose a contractor in Florida
A practical checklist for hiring a Florida contractor: state license, insurance, workers' comp, quotes, contracts, deposits, liens and red flags.
Renovation Guides
Look up a Florida contractor on MyFloridaLicense.com, check local registration in counties like Brevard, verify workers' comp and report unlicensed work.
To check a Florida contractor's license, look the contractor up on the state's license search at MyFloridaLicense.com and confirm three things: the license is current and active, its type covers your job, and it qualifies the same business named on your contract. Then check any local registration, such as Brevard County's Licensed Contractor Search, and confirm workers' compensation coverage with the state. None of this proves a contractor does good work, so the last part of this guide covers what a license check can't tell you.
Ask each contractor, in writing if you can, for:
A contractor who won't share a license number or the exact business name is a warning sign.
Go to MyFloridaLicense.com, the website of the Department of Business and Professional Regulation (DBPR), and use its license search. Search by license number if you have it, since business names can be similar. DBPR says you can also verify a license in its free DBPR Mobile App or through its Customer Contact Center.
If you can't find the contractor, ask for the exact license number and business name and search again. If there's still nothing, treat the contractor as unlicensed for any work that requires a license.
A state license isn't always the whole picture. Some Florida counties still issue their own certificates of competency for certain trades, and some building departments require state-licensed contractors to register locally before they pull permits. Local licensing has also narrowed. HB 735, a 2021 state law, bars local governments from requiring licenses for certain job scopes the state doesn't license, such as painting, flooring and tile, and after extensions that phase-out took full effect on July 1, 2025. Where a local license or registration still applies, check it with the county or city.
Brevard's licensing pages may not fully reflect HB 735 yet. As of October 2026, the licensed trades page didn't mention the law, and the handyman page still listed county certificates of competency for a range of trades. If you're unsure whether a trade needs a county certificate today, or you can't find the search, ask the county's contractor licensing office.
Local checks look different elsewhere. Miami-Dade, for example, has a contractor inquiry and complaint search covering county-licensed contractors, which shows complaints and insurance information. The table below summarizes the licensing notes for each county we cover.
| County | What the published guidance says |
|---|---|
| Miami-Dade County | Contractors need a state license or, for some trades, a Miami-Dade Certificate of Competency. The county's contractor search shows county-licensed contractors and complaints; check state licenses at MyFloridaLicense.com. |
| Broward County | Since July 1, 2025, state law (HB 735) has ended Broward County licenses for some trades. Where a license is still required, the contractor needs a Broward County certificate of competency or a state license valid for the trade. The county's contractor licensing pages list the affected trades; check state licenses at MyFloridaLicense.com. |
| Palm Beach County | Since July 1, 2025, the county no longer issues local Certificates of Competency for trades such as painting, tile and wood flooring; those installers need a county business tax receipt. Licensed trades still need a state license, checked at MyFloridaLicense.com. |
| Hillsborough County | Check the contractor's state license at MyFloridaLicense.com. The county also issues some local licenses, which you can check through its contractor licensing page. Painting, flooring, tile and similar trades don't need a state license, so references and insurance matter more for those jobs. |
| Orange County | Check the contractor's state license at MyFloridaLicense.com, and make sure the license type covers the work. Orange County's Division of Building Safety also licenses some contractors locally. |
| Jacksonville (Duval County) | Homeowners can pull their own permit for work on their primary residence if it isn't for sale or rent and is in their name on the deed. Otherwise, check the contractor's state license at MyFloridaLicense.com, or a local certificate issued through the city's Construction Trades Qualifying Board. |
| Pinellas County | Check the contractor's state license at MyFloridaLicense.com, or a county license through the county's contractor licensing page, and confirm insurance before work starts. |
| Lee County | Lee County requires either an active county certificate of competency or a state license registered with the county; check state licenses at MyFloridaLicense.com. During a declared state of emergency, unlicensed contracting is a felony in Florida, which matters when out-of-area crews arrive after a storm. |
| Brevard County | Check contractors on the county's Licensed Contractor Search and at MyFloridaLicense.com. Brevard still lists county certificates of competency for several trades, and a state license can be registered with the county. The county says there is no handyman license in Brevard, so handymen are limited to unregulated work. |
| Indian River County | Check state licenses at MyFloridaLicense.com. State-certified contractors must register with the county Building Division before working in unincorporated areas or Vero Beach. Ask the county's contractor licensing staff about locally issued certificates; Indian River Shores stopped accepting county certificates of competency on July 1, 2025. |
| Volusia County | The county's contractor licensing FAQ says its former local specialty licenses are no longer issued or recognized under HB 735, so check the contractor's state license at MyFloridaLicense.com. The county's contractor listing program is voluntary and isn't a license; it gives contractors access to the online portal. |
| Flagler County | The county runs its own contractor licensing program. In April 2026 it approved an ordinance aligning local licenses with the state's license categories, after a 2025 state change limited which local specialty licenses counties may issue. Check state licenses at MyFloridaLicense.com and ask the county about local ones. |
In Florida's construction industry, a business with one or more employees must carry workers' compensation, and corporate officers and LLC members count as employees for this purpose. Some corporate officers can be exempt, but an exemption covers that person only. See contractor insurance in Florida for the full rules.
To check coverage:
In Brevard, the county search is a useful cross-check, since the county says a contractor appears there only with workers' compensation coverage or an exemption on file.
Florida-licensed contractors must carry public liability and property damage insurance, but the licensing board doesn't check every policy every day. Ask for a certificate of insurance sent directly by the contractor's agent or insurer, with you as certificate holder. Check that the named insured matches the company on your contract and that the policy dates cover your project.
If you'd like help finding someone, we may be able to connect you with a contractor serving your area. Run these same checks on any contractor, including one you find through us.
Need a contractor for this project?Find a Contractor
A current, active license is the minimum. It doesn't tell you:
A license can also lapse during a long project. Look it up again before you make a large payment.
If someone is contracting without a required license, report it to DBPR. Its report unlicensed activity page lists the hotline, and DBPR also takes reports by email at ULA@MyFloridaLicense.com, through the "Report Unlicensed Activity" option in the DBPR Mobile App, or by fax. Keep copies of the contract, ads, business cards, texts and payment records.
A report is an enforcement step, not a way to get your money back. Contracts with unlicensed contractors also aren't eligible for Florida's Homeowners' Construction Recovery Fund, so recovering a loss usually means other legal remedies. That's one more reason to check before you pay anything.
After a hurricane the stakes rise. During a declared state of emergency, contracting without a license is a third-degree felony in Florida. See storm repair scams in Florida before you hire anyone who shows up after a storm.
For the full hiring process, from quotes to payments, read our guide to hiring a contractor in Florida.
They reflect the license category, but don't rely on decoding them. The state's license record spells out the license type, whether it's certified (valid statewide) or registered (valid only where it's registered locally) and its current status. Read those details on the record instead.
The qualifier is the licensed individual a contracting business operates under. Make sure the license qualifies the company named on your contract, not a similar name or a different company the same person owns.
Check the state license at MyFloridaLicense.com, then search Brevard County's Licensed Contractor Search, which the county links from its licensed trades page. The county says it lists a contractor only if a current active license, general liability insurance and workers' compensation coverage or an exemption are on file, and that a license number with no results means the contractor isn't registered with the county or the record has a deficiency. Some cities, such as Palm Bay, also require contractors to register before they pull permits there.
Search the business on the Florida Division of Workers' Compensation's proof of coverage database, which shows policies and exemptions. If the owner relies on an exemption, check that it names the officer you're dealing with and that its dates cover your project. The exemption doesn't cover anyone else working on your home.
No. A current, active license with no discipline is the minimum. It doesn't measure workmanship, prove that insurance is in force today or cover the subcontractors, so check references, insurance certificates and each sub's license as well.
Don't count on it. A report to DBPR is an enforcement step, and Florida's Homeowners' Construction Recovery Fund doesn't cover contracts with unlicensed contractors. Recovering a loss usually means other legal remedies, so ask an attorney what's realistic, and check the license before you pay anything.
We summarize official information in our own words and link to the source. Requirements can change, so confirm details with the source before relying on them. Our editorial standards
Renovation Guides
A practical checklist for hiring a Florida contractor: state license, insurance, workers' comp, quotes, contracts, deposits, liens and red flags.
Renovation Guides
What insurance Florida contractors must carry, how workers' comp and officer exemptions work, and how to verify coverage before you hire.
Renovation Guides
How to hire a renovation contractor in Melbourne and Brevard: state and county license checks, Palm Bay registration, permits, deposits and storm scams.
Renovation Guides
The difference between Florida general, building and residential contractor licenses, specialty trades, when to hire a GC and when hiring trades directly works.
Permits & Regulations
Which renovations need a permit in Brevard County, whether the county or your city issues it, and what Melbourne, Palm Bay and the beach towns require.
Renovation Guides
How the Florida Homeowners' Construction Recovery Fund works, which contractors it covers, current payment limits and how to make a claim.