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How Much Do Hurricane Shutters Cost in Florida? (2026 Prices)

What storm panels, accordion shutters and roll-down shutters cost in Florida per square foot and for a typical home, and how to choose between them.

Last updated: 3 min readBy the Florida Renovation Guide editorial teamTopic: Hurricane Protection

The short answer

  • Hurricane shutters are priced per square foot of opening covered. Storm panels run about $7–$15, accordion shutters $15–$35 and manual roll-downs $25–$60.
  • A typical home with about 250 sq. ft. of windows and doors costs roughly $1,800–$3,800 in storm panels or $3,800–$8,800 in accordion shutters.
  • Cheaper shutters take more work before each storm. Factor in who will put them up, and whether they can do it safely.
  • Shutters, like impact windows, need product approval and usually a permit.
On this page

Hurricane shutters protect your windows and doors from wind-borne debris, which is what lets wind and rain inside a home and does much of the damage in a storm. The right choice depends less on price alone than on who will close them, how quickly, and how often you're willing to do it.

Hurricane shutter cost per square foot

Shutters are priced by the area of the openings they cover. A 3 × 5 ft window is 15 sq. ft.; an 8 ft sliding door about 56 sq. ft.

Installed hurricane shutter cost (per sq. ft. of window or door opening covered)
ItemEstimated rangeWhat affects it
Storm panels (steel or aluminum)$7–$15per sq. ft.The lowest-cost option. Panels are stored and put up before each storm.
Accordion shutters$15–$35per sq. ft.Permanently mounted and closed by hand. Popular for second-floor windows and lanais.
Roll-down shutters, manual$25–$60per sq. ft.Stored in a box above the opening and lowered with a crank or strap.
Roll-down shutters, motorized$50–$120per sq. ft.Push-button operation. Large openings and premium systems can cost more.
Hurricane fabric screens$9–$15per sq. ft.Coated fabric panels anchored over openings before a storm. Limited published data; Florida sellers list about $9 to $15 installed. Check the product approval.
Estimates in US dollars, installed, typical of Florida pricing. Not a quote. Ranges reviewed October 26, 2026.

Example budgets

ProjectWhat's includedEstimated range
Storm panels for the whole homeAbout 250 sq. ft. of openings (12 windows and a sliding door)$1,800–$3,800
Accordion shutters for the whole homeSame openings$3,800–$8,800
Mixed approachAccordion shutters on 80 sq. ft. of hard-to-reach openings, panels on the remaining 170 sq. ft.$2,400–$5,400
Motorized roll-down for a lanaiOne large 120 sq. ft. opening$6,000–$14,500

Need a contractor for this project?Request a hurricane shutter estimate

The main types compared

Storm panels (steel or aluminum) are corrugated panels that bolt onto studs or slide into tracks around each opening. They cost least, but they're heavy and sharp, they take up storage space, and putting them up on a two-story home before a storm is a real job. Clear polycarbonate panels let light in but cost more.

Accordion shutters stay mounted beside the opening and fold out along a track. One person can close them in minutes, which is why they're popular on second floors, lanais and for older homeowners. They're visible all year, so check your HOA's style rules.

Roll-down shutters live in a box above the opening and come down with a crank, a strap or a motor. They're the most convenient, and the motorized versions can protect large openings at the push of a button. They're also the most expensive, and motorized units need a manual backup for power outages.

Fabric and colonial or Bahama shutters are other approved options. Fabric screens are light and easy to store; see impact windows vs. hurricane screens for how they compare. Bahama and colonial shutters are decorative as well as protective. Prices vary widely by product.

What drives the price

  • Opening sizes and count. Many small windows cost more per square foot than a few large ones because of the per-opening labor and hardware.
  • Mounting. Fastening into concrete block is different from wood frame. Upper floors need ladders or lifts.
  • High-Velocity Hurricane Zone. In Miami-Dade and Broward, products must be approved for that zone, and installers there often price toward the upper end.
  • Motors and controls. Motorized roll-downs add electrical work and controls.

Shutters or impact windows?

Shutters usually cost less than impact windows, but someone has to close them, and they offer no protection when they're open. Impact windows protect openings all year and need no storm-day labor. Many homeowners combine them, for example impact windows on the street side and accordion shutters on a large lanai. Our impact windows vs. hurricane shutters guide walks through the trade-offs, and the impact window cost guide has window prices.

Permits, product approval and insurance credits

Shutters must be tested and approved for use in Florida, with a state product approval or Miami-Dade Notice of Acceptance, and most installations need a building permit. See our hurricane code and product approval guide.

Protected openings can earn insurance credits. The inspector looks at every opening, including the garage door and entry doors, so a partially protected home may not get the full credit. Our wind mitigation inspection guide explains how it works, and do hurricane shutters lower insurance costs? covers the paperwork insurers rely on.

If you live in an HOA community, Florida law requires the association to adopt hurricane protection specifications, and it can't deny an application that meets them. Read HOA approval for Florida home improvements before you order.

Frequently asked questions

What is the cheapest hurricane protection for windows?

Steel or aluminum storm panels are usually the lowest-cost permanent option. They're stored in the garage and bolted or slid into tracks before a storm, which takes time and some strength.

Do hurricane shutters lower insurance premiums?

They can. Insurers offer wind mitigation credits for protected openings, but the credit depends on the protection level of every opening, including doors and garage doors. A wind mitigation inspection documents what you have.

Do I need a permit to install hurricane shutters?

Generally yes. Shutters are a hurricane protection product with structural attachments, so most Florida building departments require a permit and an approved product. Your installer usually handles the permit.

Can my HOA stop me from installing shutters?

Florida law requires homeowners' associations to adopt hurricane protection specifications and stops them from denying an application that meets those specifications. They can still set color and style rules.

Sources and further reading

We summarize official information in our own words and link to the source. Requirements can change, so confirm details with the source before relying on them. Our editorial standards

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